The anti-counterfeiting bill has received an entry on the legislative work list.

The regulatory changes are intended to curb the arbitrary activities of immoral lending establishments.

The Criminal Code will be enriched with a new term: “non-interest costs of providing a monetary benefit.” This is the financial burden necessary to provide a loan.

Based on this maxim, all fees not related to the interest rate of the financial service will not be higher than 25% of the total amount in the case of a loan and 45% in the case of a credit. – loan.

Attorney Maciej Gawronski shares the tenets of the fight against usury, while pointing out possible implications:

“(…) After the changes we are talking about are implemented, there will probably be peace for a while. But over time, methods of contract renewal or carousel, which involves transferring obligations between different entities, will begin.”


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Obsługa prawna – GP Partners
Ilustracja do „Cyberiady” Stanisława Lema, Daniel Mróz ©za zgodą Łucji Mróz-Raynoch